Question 1

Where is the Allianz SE VNA O.N. stock traded?

Accepted Answer

The Allianz SE VNA O.N. stock trades under the ticker ALV.XETRA on the XETRA exchange. ISIN: DE0008404005.

Question 2

What does Allianz SE VNA O.N. do?

Accepted Answer

Allianz SE VNA O.N. is a company characterized by the following investment thesis:

Question 3

What are the key metrics for ALV.XETRA?

Accepted Answer

Key metrics for ALV.XETRA include valuation (P/E 14.5, P/S 1.1, P/B 2.7), profitability (profit margin 9.88%, ROE 19.61%), and growth (revenue —, earnings —). Market capitalization is 165.26B EUR. These metrics give an overview of the company's financial performance and valuation.

Question 4

How has Allianz SE VNA O.N.'s stock price performed?

Accepted Answer

Allianz SE VNA O.N.'s stock has returned — over 1 year, — over 3 years, and — over 5 years. Performance can vary depending on market conditions and company developments.

Question 5

How is ALV.XETRA valued?

Accepted Answer

ALV.XETRA has the following valuation metrics: P/E Ratio: 14.5, P/S Ratio: 1.1, P/B Ratio: 2.7. These metrics help assess whether the stock is fairly valued compared to its fundamentals.

Question 6

Does ALV.XETRA pay dividends?

Accepted Answer

Yes, ALV.XETRA pays dividends with a dividend yield of 3.9%. Dividends can be an important component of the total return on an investment.

Question 7

What are the key risks when investing in ALV.XETRA?

Accepted Answer

Key risks for ALV.XETRA include: Allianz SE operates as a global diversified insurer and asset manager with presence across retail property & casualty, commercial insurance, life & health, and asset management through PIMCO and AllianzGI. Its competitive landscape spans large global composite insurers such as AXA, Zurich, and Generali, alongside global reinsurers and specialists including Munich Re and ERGO, and major asset managers like BlackRock and Amundi within investment management. The company faces material exposure to insurance underwriting risk and catastrophe events, sensitivity to market and interest-rate movements that influence investment portfolio performance and reserve adequacy, regulatory and political shifts across its multiple operating jurisdictions, and pressure from intensifying competition among large incumbents, reinsurers, asset managers, and emerging insurtech platforms.Large catastrophes or concentrated underwriting losses—whether from natural disasters or major commercial claims—create material pressure on property and casualty reserves and erode capital adequacy ratios.Market, interest-rate, and credit risk losses in the investment portfolio reduce surplus, affect life reserves, and lower asset management fees.Regulatory, tax, and political shifts across EU and global markets—including solvency II adjustments, consumer protection rules, and insurer taxation—have raised capital costs and constrained product offerings.Competitive pressure from global insurers, reinsurers, and asset managers alongside fast-growing insurtech and MGA distribution models that compress margins and erode new-business profitability.Investors should consider these risk factors carefully before making an investment decision.

Question 8

Who are the main competitors of Allianz SE VNA O.N.?

Accepted Answer

Allianz SE VNA O.N. competes with several listed peers in its sector. Allianz SE operates as a global composite insurer and asset manager across property & casualty, life & health, and asset management divisions. Its competitive landscape spans large multi-line European and global insurers (AXA, Generali, Zurich, Munich Re/ERGO, Chubb) alongside global asset managers (BlackRock, Amundi) where product lines overlap. The intensity and nature of competition varies materially by geography and business segment—retail, commercial, reinsurance, and asset management each present different competitive dynamics. The company faces material exposure to underwriting and catastrophe losses, market and investment volatility given its substantial AUM base, regulatory and interest-rate shifts concentrated in Europe, and longer-term disruption risk from insurtechs and ongoing broker consolidation.Zurich Insurance Group Ltd (ZURN.SWX)Munich Re (Münchener Rückversicherungs-Gesellschaft AG) (MUV2.XETRA)These competitors influence pricing power, growth opportunities and relative valuation.

Question 9

When does Allianz SE VNA O.N. report earnings?

Accepted Answer

Allianz SE VNA O.N.'s next earnings report date is November 12, 2026.

	2025	2024	2023	2022	2021
Revenue	137.81B	136.92B	124.64B	125.88B	110.49B
Operating income (EBIT)	15.46B	14.78B	14.00B	12.10B	4.63B
Net income	10.78B	9.93B	8.54B	6.42B	6.56B
Free cash flow	31.52B	30.28B	22.32B	16.33B	23.71B
Total assets	1.02T	1.04T	983.17B	935.90B	1.14T
Equity	62.72B	60.29B	58.48B	54.41B	79.95B
Net debt	-1.21B	-1.34B	-8.98B	15.96B	14.72B

Allianz SE VNA O.N. Financials

Key financial figures

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